The insurance requirements for a vacant home differ from that of an occupied home. When a home becomes vacant, even temporarily for renovations, a standard home policy is not enough. Some home policies give the insurer the ability to cancel mid-term, lower coverage costs or even deny claims when a home is vacant.
We offer solutions with flexible terms of 3, 6 and 12 month policies, as well as payment options on 6 & 12 month policies. Our policies can even be converted to a landlord policy by a simple endorsement.
We offer coverage for:
- Dwellings that are 100% vacant and undergoing renovation or remodeling
- Fully skirted mobile homes
- Multiple locations on a single policy
- Dwellings with 1-4 residential units
We can help design a vacant home policy that works best for you. Reach out today to get started!